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It’s painful, we understand the physical and emotional toll a Rideshare Accident can inflict. Our seasoned team of Rideshare Accident injury attorneys is dedicated to securing the compensation, dignity and justice you deserve. With a proven track record and unwavering commitment, we stand by your side throughout the entire legal process.
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Four Main Types of Ridesharing Accidents
- A rideshare driver hit your car while transporting passengers.
- You were injured while riding in a car as a rideshare passenger.
- You were injured while the rideshare driver was in transit to pick up a fare.
- The rideshare driver was injured while picking up or transporting passengers.
Both Uber and Lyft will pay for at least some bodily injury and property damage expenses if their drivers were working for them at the time of the accident.
Uber & Lyft insurance coverage includes $1 million in third-party liability for drivers who are on the way to pick up a passenger or transporting a passenger. For drivers who are logged in and waiting for a ride request, Uber covers $25,000 per accident for property damage, $50,000 per person for bodily injury, and $100,000 per accident for bodily injury. They also provide the same coverage for passengers.
Your Initial To Do List
- Call 911 for Emergency Assistance and see a doctor as soon as possible.
- Ask the rideshare driver for their insurance details including their name, address, make, model, license plate number, as well as the insurance carrier and policy number.
- Call the police and make a report. Then follow up to obtain a copy of the police report.
- Take pictures of the scene and your injuries.
- Do not discuss your injuries with anyone but medical personnel.
- Contact a Personal Injury Attorney at Legal Fighters.
- Report the accident to your insurance company and the rideshare company.
Determining Who Is at Fault
First, it is important to understand that Uber and Lyft drivers must adhere to all California vehicle laws.
California Assembly Bill 2293 outlines the specific rules regarding insurance for transportation network companies – those that use an application or platform to connect passengers with drivers using a personal vehicle – such as Uber and Lyft. The specific requirements include:
- Maintain $1 million in insurance coverage, which acts as primary coverage for death, personal injury, and property damage.
- Inform participating drivers of the insurance coverage and limits of liability that the company provides while the driver is using the ride share platform. Companies must also tell their drivers that while using the platform, their personal automobile insurance policy will not cover them in the event of a crash.
- Provide $1 million in uninsured motorist coverage and underinsured motorist coverage.
These car insurance policies are meant to protect the rideshare drivers, their passengers, and others who share the roads with them.
Legal Fighters personal injury attorneys are well versed in the California requirements for ridesharing companies. A complete list of the requirements in AB 2293 are available online here.
What are Your Rights?
California is an at-fault state. If you were injured in a Lyft or Uber automobile accident, you have the right to pursue compensation for your losses from the at-fault party. This settlement may come in the form of economic and non-economic damages, like compensation for medical bills, lost wages, pain and suffering, property damage, and wrongful death. However, who you file your lawsuit against shall differ depending on the facts of the case. In a complex rideshare situation it is best to contact an experienced personal injury attorney at Legal Fighters.
If the rideshare driver was responsible for the accident, they may be liable. However, full liability depends upon whether the Uber or Lyft driver was on duty at the time of the collision. If they were not on duty, then full liability rests with the driver. However, if the driver was on duty at the time of the motor vehicle accident, then you may sue the rideshare company and seek compensation from their insurance provider.
If another driver was at fault for the accident, then you may file a personal injury claim against that driver because they are the liable party in the accident. As with any other car accident case, you will be tasked with establishing fault rests on the shoulders of the third-party driver.
A Mistake That Could Cost You Thousands
Rideshare accident victims are often persuaded to accept a quick settlement directly from the rideshare or insurance companies, without the help of a lawyer. This can be a significant error in judgement that could cost you thousands of dollars in benefits!
It is important to note neither the rideshare company nor the insurance companies are on your side. Their goal is to settle for as little as possible. A single wrong word or oversight in your interactions with them can lead to your claim being significantly reduced or even completely denied.
Legal Fighters attorneys know exactly how to interact with the rideshare and insurance companies and position you to receive maximum compensation for your injuries. Our Legal Fighters will maximize your settlement by determining all damages, including economic and non-economic losses including:
- Medical Bills
- Lost Wages
- Lost Future Income
- Funeral Expenses
- Pain and Suffering
- Shock and Emotional Distress
- Loss of Consortium
Even if the other driver is uninsured, if you have uninsured motorist protection on your insurance policy, then your insurance provider must cover you up to the policy limits of your uninsured motorist protection. You may also be able to receive compensation for your damages, including pain and suffering, emotional distress, lost wages, and medical expenses.
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